These Chocolate Covered Rice Krispie Treats are not your average treat recipe! I take it up a notch with a layer of gooey caramel to complement the melted marshmallow. I don’t stop there and coat them in a thick chocolate ganache. If your mouth isn’t watering yet, it will be when you make these.

Jump to:
They’re also called “Millionaire Rice Krispies treats,” inspired by the Scottish treat “Millionaire Shortbread,” which also has layers of caramel and ganache. I love to make these chocolate Rice Krispie treats for special occasions.
There are a few better ways to celebrate a graduation, birthday, anniversary, or whatever you want! It’s an elevated treat that’s sure to impress everyone you share it with.
If you like chocolate-covered treat recipes, you will love these fruity chocolate coated blueberries and chocolate dipped graham crackers.
Why You’ll Love This Recipe
- It’s a crowd favorite: This is one of my favorite recipes for bake sales, parties, and all types of celebrations. Chocolate rice crispy treats are truly spectacular!
- It’s salty and sweet: The salty caramel combined with the rich chocolate and sweet marshmallow is such a harmonious balance. I like to add a pinch of sea salt on top, too!
- You don’t need the oven: Even though you’ll need the stovetop, you can skip the oven! I love it when I can prepare show-stopping desserts that I don’t have to bake.
Ingredients
Here's a look at the top ingredients needed for each layer of these millionaire krispie treats.

For the Krispie treats
- Butter: I use some butter to melt with the marshmallows to make the base of the Rice Krispies treats and the caramel topping. Unsalted is best here because you will get a salty flavor from the caramel, and you don’t want it to be overwhelming.
- Marshmallows: Mini marshmallows melt the best in the microwave, so that’s what I typically go for. If you use regular ones, I suggest using a second saucepan to help everything melt and incorporate evenly.
- Sweetened condensed milk: This is a key ingredient for a thick and rich caramel. It sweetens well and makes the layer perfect every time. The finished caramel reminds me of dulce de leche!
- Brown sugar and corn syrup: These are the sweeteners for the caramel. I like the deep molasses flavor of brown sugar, and the corn syrup helps it to set to the right consistency.
- Milk chocolate: My favorite chocolate for this particular recipe is milk chocolate chips. Dark chocolate or semi-sweet chocolate also works for a less sweet version.
- Heavy cream: Warm heavy cream is key to making a good chocolate ganache. Just be careful not to burn it or scorch it because it will curdle.
See the recipe card below for exact ingredient amounts, nutritional information, and detailed instructions.
Variations
- Oreo: Fold crushed Oreo cookies into the Rice Krispies layer for more texture and chocolate flavor.
- Coconut: Top the finished treats with toasted shredded coconut before the ganache sets.
- Cranberry nut: Sprinkle dried cranberries and chopped nuts like walnuts on top to add crunch.
How to Make Chocolate Coated Rice Krispie Treats
To get started, lightly line your 9x13 baking dish with nonstick cooking spray to keep the treats from getting stuck in the bottom. I like to gather and measure the ingredients too.

Step 1: Combine. Add the butter and marshmallows to a large microwave-safe bowl.

Step 2: Melt. Heat on high for 2 minutes, once the butter is melted, stir the mixture until it’s smooth.

Step 3: Add the Rice Krispies mixture. Fold in the vanilla extract and Rice Krispies cereal.

Step 4: Add it to the pan. Spread the cereal mixture into the bottom of the prepared 9x13 pan and gently press it down evenly.

Step 5: Prepare the caramel. Heat all of the caramel sauce ingredients in a medium saucepan over medium-low heat. Whisk and cook the mixture until it starts to bubble and thicken. Take it off the heat and let it cool for about 10 minutes.

Step 6: Spread it on top. Stir it well and spread it over the top of the Rice Krispies. Set it aside while you work on the chocolate ganache.

Step 7: Make the ganache. Heat the heavy cream for 1 minute in the microwave. Then, pour it over the chocolate chips in a separate bowl. Let it stand for 5 minutes and then whisk the mixture until it’s silky smooth.

Step 8: Pour on top and set. Pour the chocolate over the caramel layer and spread it gently. If desired, sprinkle sea salt on the warm ganache. Allow it to set for 20 minutes and then enjoy! Make the experience extra sweet with a chocolate cake shot.
Recipe Tips
- Ensure the marshmallows are fresh: Use fresh marshmallows. If they are dry or stale, they will not melt as smoothly.
- Let the caramel set: To keep the layers clean and distinct, allow the caramel to be mostly set before you pour the ganache on top.
- Chill it to set faster: Stick your chocolate covered Rice Krispie treats in the refrigerator to help the chocolate ganache set quicker.
- Storing: Store them in an airtight container for up to 5 days at room temperature. You freeze the portions in a Ziploc bag for up to 2 months.
If you love recipes like these rice crispy treats with chocolate, you may also enjoy these chocolate peanut butter marshmallow treats or these Banana Pudding Rice Krispie Treats!

Serving Suggestions
- Enjoy a scoop of ice cream with your chocolate-covered Rice Krispies. banana split ice cream and dark dhocolate ice cream are some of my go-to flavors.
- Serve these after a delicious dinner. I like to keep it simple with Big Mac tacos or sweet chili salmon.
Recipe FAQs
I don’t recommend it. This makes the ganache and caramel layers hard and difficult to eat. They’re better stored on the counter.
Yes. Choose a variety that will set well and do not remain liquid at room temperature. Chewy caramel is great for this. Melt them with a splash of cream!
If you cook it too fast over too high heat, it can cause it to separate and take on a grainy texture. Keep it over medium-low heat for best results.

More Delicious Rice Krispie Dessert Recipes
Do you like Rice Krispie desserts? Here are some recipes you may also like to try.
If you try this recipe and love it please leave a star rating in the recipe card below or even better, drop a review in the comment section, I always appreciate your feedback. Be sure to follow along with me on Facebook, Pinterest, and YouTube for more easy recipes!

Chocolate Covered Rice Krispie Treats
Equipment
- 9x13 Pan
- Non-stick cooking spray
- large microwave-safe mixing bowl
- Medium Saucepan
- small mixing bowl
Ingredients
For the Rice Krispie Treats:
- 3 tablespoons unsalted butter
- 10 ounce mini marshmallows (1 standard size bag)
- 1 teaspoon vanilla extract
- 6 cups Rice Krispies cereal 5.5oz
For the Caramel:
- 14 ounce sweetened condensed milk
- ½ cup unsalted butter 4oz
- 1 cup brown sugar 7oz
- ¼ cup corn syrup 2 fl.oz
- 1 teaspoon vanilla extract
- ½ teaspoon salt
For the Chocolate Ganache
- 1 ½ milk chocolate chip 9oz
- ⅓ cup heavy cream (35%) 2.7 fl.oz
- sea salt for drizzling optional
Instructions
- Lightly spray a 9x13 rectangle pan with non-stick cooking spray. You want this to be very light so if you have any puddles forming, use a paper towel to wipe away any excess.
- In a large microwave safe mixing bowl, heat the butter and marshmallows on high for 2 minutes. The butter will be melted and the marshmallows will be very puffy. Stir together to make sure that everything is melted.
- Add the vanilla extract and the rice krispies and stir until the cereal is completed coated in marshmallow.
- Use a spatula or your fingers to press the rice krispie treats into the prepared pan. If you wet your fingertips, the marshmallow will not stick to your fingers. Set aside while we make the caramel.
- In a medium saucepan, combine the sweetened condensed milk, butter, brown sugar, corn syrup, vanilla extract and salt. Whisk together and heat over medium-low heat, stirring continuously. When it starts to bubble, it will start to thicken. Continue to stir and cook for 4 minutes after you start to see the first bubble. Remove from heat to cool in the saucepan for 10 minutes. It will continue to thicken while it sits.
- After the 10 minutes, give the caramel a good stir before pouring it in a smooth layer over the rice krispie treats. Set it aside to cool and set.
- Place the chocolate chips in a small mixing bowl. Heat the heavy cream in a microwave on high for 1 minute. The cream will be bubbling and steaming. Pour the hot cream over the chocolate chips and let the bowl stand for 5 minutes.
- After the five minutes, whisk the chocolate smooth.
- Spoon the ganache over the cooled caramel. Use the back of the spoon to smooth it out. If using sea salt, sprinkle it over the top of the ganache.
- Let stand for 20 minutes to full set before slicing and serving.
Notes
- To keep the perfect texture, don’t store these chocolate-covered Rice Krispie treats in the refrigerator. It hardens the caramel and chocolate layers. Store leftover treats in an airtight container on the counter at room temperature for up to 5 days.
- Cooking the caramel over too high heat will cause it to separate and become grainy. Medium-low is best for this recipe.
Kerry says
We love rice Krispie treats. Your recipe makes them so much better and we needed a change. My daughter and her friends love them and request them regularly. Luckily this recipe is so easy to make lol Thank you kitchen divas for adding such wonderful layers to regular Rice Krispie treats! ❤️
Karin and Ken says
You’re most welcome! This recipe is a personal favorite! Glad you’re enjoying them too! All the best. Karin